- Compulsory savings.
- A group of 3-5 members.
- Pledge of personal assets.
- Pledge by members of the Centre.
- Pledge by members of the Core Group.
- There must be an on-going business activity.
- Affordable to micro entrepreneurs.
- Installments are by bi-weekly basis.
- Affordable to most low income earners.
- Borrowers have Credit Life insurance.
- Fast and easiest way to access business funds for micro entrepreneurs.