This is a whole sale Loan designed to finance the groups called VSLAs/VICOBA for onward lending to their member. The loan should be paid within their operating cycle.


  • Saving or current account with MCBL
  • Minutes of resolution meeting held and signed by at least 51% of the group members.
  • Copy of the group constitution and registration certificate from the District Community Development officer.
  • Completed application form



  • Attractive interest rate
  • Fast loan processing speed
  • Training in Entrepreneurship skills and book keeping
  • No legal collateral, only guarantee from Group Leaders
  • Dedicated Loan officer to look after the group throughout the period.